Fleet insurance is simply a larger number of commercial vehicles insured under one policy; this can vary from insurer to insurer but generally ten vehicles is regarded as the minimum number for a fleet. A fleet policy normally has some extra benefits compared to a Commercial Motor policy so there are advantages in consolidating your vehicles under a fleet policy.
Conversely Commercial Motor Insurance will cover a reduced number of vehicles registered in the name of the business, and/or used to transport materials from point A to point B.
Commercial motor insurance tends to come in three common levels of coverage:
There are other factors including optional benefits which can be tailored to suit the needs of your business including radius of trips undertaken, finance gap cover, free windscreen benefit, replacement vehicle benefit plus the option to go to the repairer of your choice.
Contact Melbourne Insurance Brokers now, on 03 9686 0688 for a fleet insurance quote and to learn the advantages of fleet car insurance.